Completely Custom Insurance Plans for all Budgets and all  Homes

Whether your home is 500 square feet or 5,000 square feet, our coverage plans are customizable from a la cart options to full blown comprehensive packages. In addition, as an independent insurance agency we are able to provide quotes from numerous carriers, ensuring the most comprehensive coverage at the best price.


Available Coverages

  • Guaranteed Replacement Cost
  • Additional Replacement Cost
  • All Perils Insured Mine Subsidence
  • Inclusion/Exclusion of ornate or custom materials
  • Valuable Items
  • ID Fraud
  • Contents Replacement
  • Cash Settlement
  • Water Back Up of Sewer or Drains Business at Home
  • Flood
  • Inflation Guard



Ornate Victorian – Federal Colonial – Farm – Rowhouse

Having been founded in Pittsburgh our agency knows the abundance of 70+ year old homes. As these homes get older the majority of insurance providers are charging the homeowners based on the age of the home, not the care taken to maintain them. We have partnered with insurance carriers that have specialty programs for homes that fit this criteria. Not only can we provide this valuable coverage but more often than not it ends up saving our customer money.

If you have any questions about insurance or can’t find what your looking for, contact us.


Home Replacement Cost Estimator

Many Homeowners Policies exclude certain losses. When was the last time you read your homeowners policy or reviewed your coverage? Take a moment to fill out this complimentary replacement cost worksheet and we will calculate the rebuilding cost of your home.

>> Free Replacement Cost Estimator

Are You Covered?

Most insurance companies specifically exclude certain losses. Be sure to get informed by clicking some of the examples of common exclusions.

  • Flood
  • Mine Subsidence
  • Valuable Items and Property
  • Sewer or Sump Pump Back Up
  • Home Day Care or Business

Holman & James LLC
700 River Avenue, Suite 433
Pittsburgh, PA 15212
P: 412-323-2300 | F: 412-202-4400

EST. 1957